Halifax Personal Loan
Halifax personal loans offer fixed rates with no fees. Part of Lloyds Banking Group, with a strong high-street presence and online application process.
Last checked on August 15, 2026. We may earn a commission when you click through.
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Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.
Personal
Halifax Personal Loan
Halifax
Updated 2 hours ago
3.9–24.9%
Representative APR
Amount
£1k–£50k
Term
12–60 months
Decision
⚡ Minutes
Check eligibility →
You'll be redirected to halifax.co.uk
Our Verdict
Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.
Best for:
Borrowers who want a trusted brand with one of the lowest starting APRs on the market.
Watch Out
Same as Lloyds — the 3.9% rate is for a sweet-spot loan amount. Small loans are much more expensive.
Loan Details
Loan Amount
£1k–£50k
Term Length
12–60 months
Requirements
- UK resident
- 18+
- Regular income
