HSBC Personal Loan
HSBC offers fixed-rate personal loans from £1,000 to £25,000. Existing HSBC current account holders may benefit from preferential rates and faster processing.
Last checked on August 15, 2026. We may earn a commission when you click through.
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Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.
Personal
HSBC Personal Loan
HSBC
Updated 8 hours ago
3.9–21.9%
Representative APR
Amount
£1k–£25k
Term
12–60 months
Decision
⚡ Same day
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Our Verdict
Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.
Best for:
Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates.
Watch Out
Best rates only for £7,000–£15,000 range. Smaller loans carry significantly higher APR.
Loan Details
Loan Amount
£1k–£25k
Term Length
12–60 months
Requirements
- UK resident
- 18+
- HSBC current account preferred
