OCBC Personal Loan

OCBC Personal Loan provides borrowing from S$5,000 to S$250,000 at interest rates from 3.99% p.a. Features include fast approval within 1 business day, flexible tenures up to 7 years, and no early repayment penalties. Available to Singapore citizens and permanent residents with minimum annual income of S$30,000.

Last checked on June 16, 2026. We may earn a commission when you click through.

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Personal

OCBC Personal Loan

OCBC Bank

Updated 1 month ago
3.99–12.0%

Representative APR

Amount S$5k–S$250k
Term 12–60 months
Decision ⚡ Within 1 business day
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Loan Details

Loan Amount S$5k–S$250k
Term Length 12–60 months

Requirements

  • Singapore citizen or PR or foreigner with EP/SP
  • Age 21-65
  • Min annual income SGD 30,000

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Similar Options

HSBC Personal Instalment Loan

2.5% APR ⚡ 1-3 business days

CIMB Personal Loan

3.0% APR ⚡ Same day

Standard Chartered CashOne Personal Loan

3.5% APR ⚡ Within 1 business day

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