Post Office Personal Loan
The Post Office offers personal loans underwritten by Bank of Ireland. Available online with competitive rates for established credit.
Last checked on August 16, 2026. We may earn a commission when you click through.
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Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.
Personal
Post Office Personal Loan
Post Office
Updated 2 hours ago
5.6–19.9%
Representative APR
Amount
£1k–£25k
Term
12–60 months
Decision
⚡ Same day
Check eligibility →
You'll be redirected to postoffice.co.uk
Our Verdict
Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.
Best for:
Borrowers who want a competitive rate from a trusted (if unexpected) brand.
Watch Out
You're actually borrowing from Bank of Ireland, not the Post Office. Not a dealbreaker, just good to know.
Loan Details
Loan Amount
£1k–£25k
Term Length
12–60 months
Requirements
- 18+
- UK resident
- Good credit
