Best Egg Personal Loans
Best Egg offers personal loans ranging from $2,000 to $50,000 with APRs between 6.99% and 35.99%, focusing on quick funding for debt consolidation and home improvements.
Last checked on September 19, 2026. We may earn a commission when you click through.
Best Egg Personal Loans
Best Egg
Updated 16 days agoRepresentative APR
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Our Verdict
Best Egg provides fast funding, often within a day, solid option for urgent financial needs. However, borrowers should be cautious of the high maximum APR of 35.99%, which could make long-term borrowing costly.
Individuals with a credit score of at least 600 seeking personal loans for debt consolidation or home improvement.
Borrowers with a credit score of 600 or above looking for personal loans for debt consolidation or home improvements.
Pros
- Quick funding within 24 hours
- Flexible loan amounts from $2,000 to $50,000
- Simple online application process
Cons
- High maximum APR of 35.99%
- Minimum credit score requirement of 600
- Limited to U.S. citizens or permanent residents
Watch Out
The maximum APR of 35.99% can lead to high repayment costs for those with lower credit scores.
Loan Details
Requirements
- US citizen or permanent resident
- Age 18+
- Valid SSN
- Bank account
- Minimum credit score 600
- Minimum annual income of $15,000
- At least 3 years of credit history
In-Depth Review
With APRs starting at just 6.99%, Best Egg can be an appealing choice for borrowers with good credit. The online application process is and typically results in funding as fast as 24 hours. However, the company does require a minimum credit score of 600 and a documented annual income of at least $15,000, which could limit eligibility for some applicants.
while Best Egg is A+ rated by the Better Business Bureau, the presence of higher rates may deter long-term borrowing. It's that many users report receiving offers at the upper end of the APR range, particularly those with less-than-perfect credit. Therefore, if you're considering a loan, it's advisable to compare rates with other lenders like SoFi or LendingClub, which may offer more favorable terms for certain profiles.
Summary
Best Egg offers personal loans between $2,000 and $50,000 with APRs ranging from 6.99% to 35.99%, focusing on quick funding for various financial needs.
What Borrowers Say
Customer feedback highlights fast funding but warns about high APRs and variable customer service experiences.
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