Compare personal loans
Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.
- APR context
- Rate ranges
- Decision speed
- Funding timing
- Repayment fit
- Term range
Recently added
Mulah Short-Term Loan
Mulah
APR
36.0–60.0%
Amount
R500–R8k
Speed
⚡ Same day (apply by 3pm)
Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
APR
21.0–27.75%
Amount
R1k–R50k
Term
1–24 mo
Speed
⚡ Same day
Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.
APR
36–60%
Amount
R4k–R8k
Term
1–6 mo
Speed
⚡ Minutes
Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.
APR
24.0–27.75%
Amount
R500–R8k
Term
1–6 mo
Speed
⚡ Minutes
Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.
APR
36.0–60.0%
Amount
R500–R8k
Speed
⚡ Same day
Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.
APR
15.0–28.0%
Amount
R5k–R200k
Term
12–60 mo
Speed
⚡ 1-3 business days
Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.
Finance27 Short-Term Loan
Finance27
APR
36.0–38%
Amount
R1k–R7.2k
Term
2–2 mo
Speed
⚡ Within 24 hours
Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
APR
12.25–29.25%
Amount
R2k–R300k
Term
6–72 mo
Speed
⚡ Same day
Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.
Wonga Short-Term Loan
Wonga
APR
36.0–60.0%
Amount
R500–R8k
Term
1–6 mo
Speed
⚡ Under 15 minutes
Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.
APR
10.25–27.75%
Amount
R2k–R300k
Term
6–72 mo
Speed
⚡ 1-2 business days
Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.
APR
12.0–27.75%
Amount
R2k–R300k
Term
6–72 mo
Speed
⚡ 1-2 business days
Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.
APR
12.0–27.75%
Amount
R1k–R300k
Term
6–72 mo
Speed
⚡ Same day
Best for: This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.
APR
27.0–27.75%
Amount
R500–R50k
Term
1–36 mo
Speed
⚡ Same day
Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
APR
18.0–27.75%
Amount
R2k–R250k
Term
6–60 mo
Speed
⚡ 1-3 business days
Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.
APR
15.0–27.29%
Amount
R2k–R200k
Term
6–60 mo
Speed
⚡ 1-2 business days
Best for: Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.
APR
21.0–27.75%
Amount
R500–R25k
Term
1–24 mo
Speed
⚡ Same day
Best for: Ideal for individuals seeking short-term financial solutions with flexible repayment options.
APR
12.25–27.75%
Amount
R1k–R250k
Term
6–84 mo
Speed
⚡ Same day
Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.
APR
15.0–27.75%
Amount
R1k–R100k
Term
6–60 mo
Speed
⚡ 1-2 business days
APR
24.0–27.75%
Amount
R500–R8k
Term
1–6 mo
Speed
⚡ Same day
Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
APR
15.0–27.75%
Amount
R500–R100k
Term
3–36 mo
Speed
⚡ Same day
Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.
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