Compare personal loans
Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.
- APR context
- Rate ranges
- Decision speed
- Funding timing
- Repayment fit
- Term range
Recently added
APR
—
Amount
R10k–R5M
Term
3–12 mo
Speed
⚡ Funds in as little as 24 hours
Best for: Established businesses with consistent revenue looking for flexible funding options.
APR
—
Amount
R15k
Best for: Students earning over R3,000 monthly who require funds for tuition and related study expenses.
APR
36.0–60.0%
Amount
R500–R8k
Term
3–6 mo
Speed
⚡ Under 15 minutes
Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.
APR
8.25–25.75%
Amount
R2k–R400k
Term
6–72 mo
Best for: Individuals with a stable income and a credit score above 650 looking to simplify their debts.
APR
—
Amount
R50k
Best for: Individuals with a stable income and a good credit score looking to finance a vehicle purchase over R50,000.
APR
24.0–27.75%
Amount
R500–R8k
Term
3–6 mo
Speed
⚡ Same day
Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
APR
—
Best for: First-time home buyers with a solid income and good credit looking for additional financial support.
APR
—
Amount
Up to R5M
Best for: Established businesses generating over R50,000 monthly looking for flexible funding options.
APR
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Term
6–36 mo
Best for: Students from low to moderate-income households looking to finance their education without immediate financial pressure.
APR
36.0–38%
Amount
R1k–R7.2k
Term
2–2 mo
Speed
⚡ Within 24 hours
Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
APR
—
Amount
Up to R500k
Term
18–72 mo
Best for: Individuals with multiple debts seeking to combine them into a single manageable loan.
APR
—
Amount
R30k
Best for: Individuals earning at least R6,000 a month with a clear credit record looking to finance a car under 10 years old.
APR
15.0–27.75%
Amount
R2k–R250k
Term
6–72 mo
Speed
⚡ 1-2 business days
Best for: This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.
APR
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Term
60–360 mo
Best for: First-time home buyers with a solid credit score looking for cashback incentives and flexible repayment terms.
APR
—
Term
36–60 mo
Best for: Businesses that have been trading for at least 2 years and need predictable repayment schedules.
APR
—
Best for: Full-time students in South Africa who have a reliable guarantor and are pursuing qualifications at NQF level 5 or higher.
APR
36–60%
Amount
R4k–R8k
Term
3–6 mo
Speed
⚡ Minutes
Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.
APR
—
Amount
Up to R250k
Term
3–72 mo
Best for: Individuals with multiple debts seeking to consolidate them into a single loan while earning a steady income.
APR
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Best for: Individuals with stable incomes looking to finance a vehicle under R250,000 without hefty penalties for early repayments.
APR
15.0–27.75%
Amount
R500–R100k
Term
3–36 mo
Speed
⚡ Same day
Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.
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