Money Guids

Compare personal loans

Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.

APR context
Rate ranges
Decision speed
Funding timing
Repayment fit
Term range

Recently added

APR 7.74–35.49%
Amount $5k–$100k
Term 24–84 mo
Speed ⚡ Same day funding available

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

Personal
APR 6.09–17.99%
Amount $600–$50k
Term 12–60 mo

Best for: These loans are best for individuals looking for amounts between $600 and $50,000 without any origination fees and a straightforward application process.

Auto
APR 5.49–19.99%
Amount $5k–$100k
Term 12–72 mo
Speed ⚡ Same day

Best for: These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

APR 35.95–35.99%
Amount $300–$10k
Term 12–48 mo
Speed ⚡ 1-3 business days

Best for: Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit

Consolidation
APR 7.99–24.99%
Amount $2.5k–$40k
Term 36–84 mo

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

Personal
APR 6.74–24.49%
Amount $3k–$100k
Term 12–84 mo

Best for: Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.

Bethpage Federal Credit Union HELOC

FourLeaf Federal Credit Union

Mortgage
APR 5.99–7.5%
Amount $10k–$500k
Term 60–240 mo
Speed ⚡ Apply online

Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

Consolidation
APR 7.74–35.99%
Amount $1k–$50k
Term 24–84 mo
Speed ⚡ Next business day funding

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Personal
APR 6.75–16.0%
Amount $1k–$50k
Term 12–60 mo

Best for: These loans are ideal for individuals looking for low-interest rates and no hidden fees, especially if they have a credit score of 640 or higher.

APR 4.24–10.37%
Amount $5k–$1000.0k
Term 60–240 mo
Speed ⚡ Check rate in minutes, no hard credit pull

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

DCU Auto Loan

DCU (Digital Federal Credit Union)

Auto
APR 5.24–18.0%
Amount $500–$150k
Term 12–84 mo
Speed ⚡ Quick online pre-approval

Best for: This loan is best for DCU members seeking a straightforward auto loan with no application fees.

Business
APR —
Amount $2k–$250k
Term 1–18 mo
Speed ⚡ Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Mortgage
APR 6.875–7.148%
Amount $50k–$3M
Term 180–360 mo
Speed ⚡ Online application, Rocket Logic verification speeds process

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

Consolidation
APR 5.96–35.99%
Amount $1k–$40k
Term 24–60 mo
Speed ⚡ Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

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