Money Guids

Compare personal loans

Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.

APR context
Rate ranges
Decision speed
Funding timing
Repayment fit
Term range

Recently added

APR 4.15–14.9%
Amount $5k–$500k
Speed ⚡ Check rate in minutes with no impact on credit score

Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

APR 4.49–18.74%
Amount $5k
Term 12–84 mo
Speed ⚡ Pre-approval with 75-day rate lock

Best for: This loan is best for active military personnel and veterans looking for favorable terms without dealer markups.

Credit Builder
APR —
Amount $25–$500
Term 1–1 mo
Speed ⚡ 5 minutes

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

Bethpage Federal Credit Union HELOC

FourLeaf Federal Credit Union

Mortgage
APR 5.99–7.5%
Amount $10k–$500k
Term 60–240 mo
Speed ⚡ Apply online

Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

Business
APR —
Amount $2k–$250k
Term 1–18 mo
Speed ⚡ Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Short-Term
APR 49.0–200.0%
Amount $200–$3.5k
Term 3–12 mo
Speed ⚡ Same business day

Best for: It's best for those needing immediate cash without extensive credit checks.

Consolidation
APR 5.96–35.99%
Amount $1k–$40k
Term 24–60 mo
Speed ⚡ Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

Student
APR 2.99–16.38%
Amount $1k–$200k
Term 60–180 mo

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

Auto
APR 3.99–24.99%
Amount $8k–$100k
Term 24–84 mo

Best for: Individuals with good credit looking for on auto loans between $8,000 and $100,000.

Credit Builder
APR —
Amount $50–$250
Term 1–1 mo
Speed ⚡ Minutes

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Mortgage
APR 6.875–7.148%
Amount $50k–$3M
Term 180–360 mo
Speed ⚡ Online application, Rocket Logic verification speeds process

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

Check Into Cash

Check Into Cash

Short-Term
APR 36.0–199.0%
Amount $50–$3k
Speed ⚡ Same day

Best for: This service is best for individuals needing fast cash for emergencies, with loans ranging from $50 to $3,000.

Consolidation
APR 7.99–24.99%
Amount $2.5k–$40k
Term 36–84 mo

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

Student
APR 2.09–17.99%
Amount Up to $1k
Term 60–180 mo
Speed ⚡ Apply online, quick credit decision

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

APR 7.95–35.99%
Amount $5k–$40k
Term 24–60 mo

Best for: This loan is best for individuals with a credit score of 640 or higher who are seeking to simplify their payments and save on interest.

Mortgage
APR 5.5–7.5%
Amount $50k–$3M
Term 180–360 mo
Speed ⚡ Pre-approval in minutes, closing in 3 weeks

Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

CashNetUSA

CashNetUSA

Short-Term
APR 89.0–199.0%
Amount $100–$3k
Speed ⚡ Same day

Best for: This service is best for individuals needing immediate cash solutions, especially for emergency expenses.

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