Money Guids

Compare personal loans

Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.

APR context
Rate ranges
Decision speed
Funding timing
Repayment fit
Term range

Recently added

Credit Builder
APR
Amount $25–$500
Term 1–1 mo
Speed ⚡ 5 minutes

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

APR 8.5–11.5%
Amount $25k–$500k
Term 60–360 mo
Speed ⚡ Talk to an Equity Expert for quick assessment

Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

Consolidation
APR 7.99–24.99%
Amount $2.5k–$40k
Term 36–84 mo

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

Navy Federal Auto Loan

Navy Federal Credit Union

Auto
APR 3.89–18.24%
Amount $250–$100k
Term 12–96 mo
Speed ⚡ Same day

Best for: This loan is best for military personnel and their families who are looking for low-interest rates on vehicle financing.

Check Into Cash

Check Into Cash

APR 36.0–199.0%
Amount $50–$3k
Speed ⚡ Same day

Best for: This service is best for individuals needing fast cash for emergencies, with loans ranging from $50 to $3,000.

Business
APR
Amount $2k–$250k
Term 1–18 mo
Speed ⚡ Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

APR 4.15–14.9%
Amount $5k–$500k
Speed ⚡ Check rate in minutes with no impact on credit score

Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

Personal
APR 7.49–22.44%
Amount $5k–$50k
Term 36–84 mo

Best for: These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.

Credit Builder
APR
Amount $50–$250
Term 1–1 mo
Speed ⚡ Minutes

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Mortgage
APR 6.875–7.148%
Amount $50k–$3M
Term 180–360 mo
Speed ⚡ Online application, Rocket Logic verification speeds process

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

Consolidation
APR 7.74–35.99%
Amount $1k–$50k
Term 24–84 mo
Speed ⚡ Next business day funding

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

APR 59.0–199.0%
Amount $500–$4k
Term 9–18 mo
Speed ⚡ Same day

Best for: This lender is best for those needing emergency funds quickly without strict credit requirements.

Student
APR 2.99–16.38%
Amount $1k–$200k
Term 60–180 mo

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

Personal
APR 6.75–16.0%
Amount $1k–$50k
Term 12–60 mo

Best for: These loans are ideal for individuals looking for low-interest rates and no hidden fees, especially if they have a credit score of 640 or higher.

Mortgage
APR 5.5–7.5%
Amount $50k–$3M
Term 180–360 mo
Speed ⚡ Pre-approval in minutes, closing in 3 weeks

Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

APR 7.74–35.49%
Amount $5k–$100k
Term 24–84 mo
Speed ⚡ Same day funding available

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

APR 5.49–17.99%
Amount $4k–$100k
Term 12–72 mo
Speed ⚡ Same day

Best for: It's best for those with good credit looking for flexible loan amounts between $4,000 and $100,000.

CashNetUSA

CashNetUSA

APR 89.0–199.0%
Amount $100–$3k
Speed ⚡ Same day

Best for: This service is best for individuals needing immediate cash solutions, especially for emergency expenses.

APR 4.24–10.37%
Amount $5k–$1000.0k
Term 60–240 mo
Speed ⚡ Check rate in minutes, no hard credit pull

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

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