Compare personal loans
Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.
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Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.
Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.
Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.
Best for: Budget-conscious buyers who want the lowest possible interest rate.
Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.
Best for: Salaried individuals earning over ₹25,000 per month who seek substantial personal loans.
Best for: This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.
Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.
Best for: This loan is best for individuals seeking flexible financing options with a reliable institution.
Best for: Hero brand buyers wanting instant dealership financing.
Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.
Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.
Best for: Salaried individuals or self-employed professionals with a stable income looking to finance a vehicle purchase up to ₹1 crore.
Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.
Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.
Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.
Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.
Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.
Best for: Existing HDFC Bank customers wanting quick approval.
Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.
Best for: This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.
Explore personal loans with competitive rates and fast approval in August 2026. Ideal for those new to borrowing.
Kotak Mahindra offers up to ₹40 lakh at 10.25%, but SBI's predictable rates and longer terms might suit your plans better.
Discover the best personal loan options tailored for freelancers