Compare personal loans
Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.
- APR context
- Rate ranges
- Decision speed
- Funding timing
- Repayment fit
- Term range
Recently added
APR
6.9–29.9%
Amount
£10k–£500k
Term
72–72 mo
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
APR
3.9–29.9%
Amount
£1k–£50k
Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
APR
12.9–69.9%
Amount
£3k–£25k
Term
24–60 mo
Speed
⚡ Same day decision
Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60 mo
Speed
⚡ Minutes
Best for: Borrowers who want flexibility to overpay and potentially clear the loan early.
APR
—
Best for: Professional landlords with complex property portfolios needing specialist underwriting through a broker
Lending Stream Short-Term Loan
Lending Stream
APR
99.9–1333.0%
Amount
£50–£1.5k
Term
3–6 mo
Speed
⚡ Minutes
Best for: People locked out of mainstream lending who need a small emergency sum quickly.
APR
—
Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
APR
18.0–49.9%
Amount
£1k–£500k
Term
1–24 mo
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
APR
3.9–29.9%
Amount
£1k–£50k
Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.
APR
5.9–24.9%
Amount
£4k–£75k
Term
12–60 mo
Speed
⚡ Same day decision
Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
APR
6.0–19.9%
Amount
£1k–£35k
Term
12–84 mo
Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
APR
6.39–8.37%
Amount
£5k–£500k
Term
60–360 mo
Speed
⚡ Funded shortly after approval
APR
—
Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
APR
3.3–21.9%
Amount
£1k–£30k
Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.
APR
7.9–29.9%
Amount
£3k–£50k
Term
24–60 mo
Speed
⚡ Instant decision
Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
APR
6.9–19.9%
Amount
£500–£25k
Term
12–60 mo
Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.
APR
—
Best for: Landlords wanting a fast, fully digital BTL mortgage process from a proven specialist
APR
—
Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
APR
4.9–29.9%
Amount
£1k–£25k
Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
APR
5.9–24.9%
Amount
£4k–£100k
Term
12–60 mo
Speed
⚡ Same day decision
Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.