Money Guids

Compare personal loans

Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.

APR context
Rate ranges
Decision speed
Funding timing
Repayment fit
Term range

Recently added

Personal
APR 9.9–69.9%
Amount £1k–£8k
Term 12–60 mo
Speed ⚡ Same day

Best for: Borrowers with poor or thin credit who've been declined by mainstream banks.

Auto
APR 4.9–19.9%
Amount £4k–£100k
Term 12–60 mo
Speed ⚡ Same day via dealer

Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

Personal
APR 5.1–29.9%
Amount £1k–£25k
Term 12–60 mo

Best for: These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.

MotoNovo Finance

MotoNovo Finance

Auto
APR 5.9–24.9%
Amount £4k–£75k
Term 12–60 mo
Speed ⚡ Same day decision

Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.

Business
APR 6.9–29.9%
Amount £10k–£500k
Term 72–72 mo

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

APR 6.9–19.9%
Amount £1k–£25k
Term 12–60 mo

Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.

Close Brothers Motor Finance

Close Brothers Motor Finance

Auto
APR 5.9–24.9%
Amount £4k–£100k
Term 12–60 mo
Speed ⚡ Same day decision

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

Business
APR 18.0–49.9%
Amount £1k–£500k
Term 1–24 mo

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Personal
APR 5.6–19.9%
Amount £1k–£25k
Term 12–60 mo
Speed ⚡ Same day

Best for: Borrowers who want a competitive rate from a trusted (if unexpected) brand.

Oodle Car Finance

Oodle Car Finance

Auto
APR 7.9–29.9%
Amount £3k–£50k
Term 24–60 mo
Speed ⚡ Instant decision

Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

Personal
APR 6.9–19.9%
Amount £500–£25k
Term 12–60 mo

Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.

CarFinance 247

CarFinance 247

Auto
APR 8.9–47.0%
Amount £1k–£50k
Term 12–60 mo
Speed ⚡ Instant online

Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.

Personal
APR 7.9–45.9%
Amount £1k–£25k
Term 12–60 mo
Speed ⚡ Same day

Best for: People who want to check their rate with zero credit score impact before committing.

APR 8.9–49.9%
Amount £1k–£75k
Term 24–60 mo
Speed ⚡ Decision in 60 seconds

Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

Personal
APR 3.9–24.9%
Amount £1k–£50k
Term 12–60 mo
Speed ⚡ Minutes

Best for: Borrowers who want a trusted brand with one of the lowest starting APRs on the market.

APR 12.9–69.9%
Amount £3k–£25k
Term 24–60 mo
Speed ⚡ Same day decision

Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.

Personal
APR 5.9–24.9%
Amount £1k–£25k
Term 12–60 mo
Speed ⚡ Same day

Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.

Latest from the blog