Money Guids

Compare personal loans

Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.

APR context
Rate ranges
Decision speed
Funding timing
Repayment fit
Term range

Recently added

Business
APR
Amount $2k–$250k
Term 1–18 mo
Speed ⚡ Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Credit Builder
APR
Amount $50–$250
Term 1–1 mo
Speed ⚡ Minutes

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Consolidation
APR 7.74–35.99%
Amount $1k–$50k
Term 24–84 mo
Speed ⚡ Next business day funding

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

APR 59.0–199.0%
Amount $500–$4k
Term 9–18 mo
Speed ⚡ Same day

Best for: This lender is best for those needing emergency funds quickly without strict credit requirements.

APR 4.24–10.37%
Amount $5k–$1000.0k
Term 60–240 mo
Speed ⚡ Check rate in minutes, no hard credit pull

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

Navy Federal Auto Loan

Navy Federal Credit Union

Auto
APR 3.89–18.24%
Amount $250–$100k
Term 12–96 mo
Speed ⚡ Same day

Best for: This loan is best for military personnel and their families who are looking for low-interest rates on vehicle financing.

Credit Builder
APR
Amount $25–$500
Term 1–1 mo
Speed ⚡ 5 minutes

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

Consolidation
APR 7.99–24.99%
Amount $2.5k–$40k
Term 36–84 mo

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

APR 6.75–15.0%
Amount $15k–$750k
Term 60–360 mo
Speed ⚡ Funding in as few as 5 days

Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

CashNetUSA

CashNetUSA

APR 89.0–199.0%
Amount $100–$3k
Speed ⚡ Same day

Best for: This service is best for individuals needing immediate cash solutions, especially for emergency expenses.

Student
APR 2.09–17.99%
Amount Up to $1k
Term 60–180 mo
Speed ⚡ Apply online, quick credit decision

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

Personal
APR 9.95–35.99%
Amount $2k–$35k
Term 24–60 mo

Best for: This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.

APR 7.74–35.49%
Amount $5k–$100k
Term 24–84 mo
Speed ⚡ Same day funding available

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

Bethpage Federal Credit Union HELOC

FourLeaf Federal Credit Union

Mortgage
APR 5.99–7.5%
Amount $10k–$500k
Term 60–240 mo
Speed ⚡ Apply online

Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

APR 49.0–200.0%
Amount $200–$3.5k
Term 3–12 mo
Speed ⚡ Same business day

Best for: It's best for those needing immediate cash without extensive credit checks.

Student
APR 2.99–16.38%
Amount $1k–$200k
Term 60–180 mo

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

PenFed Auto Loans

PenFed Credit Union

Auto
APR 4.14–17.99%
Amount $500–$100k
Term 12–84 mo
Speed ⚡ Same day

Best for: This loan is best for US residents looking for quick approval and a low starting APR for car financing.

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