Money Guids

Compare personal loans

Compare rates, funding speed, and repayment ranges in a cleaner side-by-side format before you commit.

APR context
Rate ranges
Decision speed
Funding timing
Repayment fit
Term range

Recently added

Personal
APR 9.95–35.99%
Amount $2k–$35k
Term 24–60 mo

Best for: This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.

Credit Builder
APR
Amount $25–$500
Term 1–1 mo
Speed ⚡ 5 minutes

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

APR 4.67–21.99%
Amount $5k–$100k
Term 24–84 mo
Speed ⚡ Minutes (online decision)

Best for: This service is best for borrowers with a minimum credit score of 580 who are looking to refinance their auto loans and save money.

Student
APR 2.99–16.38%
Amount $1k–$200k
Term 60–180 mo

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

Consolidation
APR 7.74–35.99%
Amount $1k–$50k
Term 24–84 mo
Speed ⚡ Next business day funding

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

CashNetUSA

CashNetUSA

APR 89.0–199.0%
Amount $100–$3k
Speed ⚡ Same day

Best for: This service is best for individuals needing immediate cash solutions, especially for emergency expenses.

Business
APR
Amount $2k–$250k
Term 1–18 mo
Speed ⚡ Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Personal
APR 6.49–24.89%
Amount $5k–$100k
Term 24–240 mo

Best for: This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.

Credit Builder
APR
Amount $50–$250
Term 1–1 mo
Speed ⚡ Minutes

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Ally Auto Finance

Ally Financial

Auto
APR 5.99–22.99%
Amount $5k–$75k
Term 12–84 mo
Speed ⚡ Same day via dealer

Best for: Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.

APR 4.24–10.37%
Amount $5k–$500k
Term 60–240 mo

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

APR 7.74–35.49%
Amount $5k–$100k
Term 24–84 mo
Speed ⚡ Same day funding available

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

Advance America

Advance America

APR 36.0–199.0%
Amount $100–$5k
Speed ⚡ Same day

Best for: Best for those needing immediate cash with flexible borrowing amounts between $100 and $5,000.

APR 6.65–15.0%
Amount $15k–$400k
Term 60–360 mo

Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

APR 7.95–35.99%
Amount $5k–$40k
Term 24–60 mo

Best for: This loan is best for individuals with a credit score of 640 or higher who are seeking to simplify their payments and save on interest.

APR 4.15–14.9%
Amount $5k–$500k

Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

Consolidation
APR 5.96–35.99%
Amount $1k–$40k
Term 24–60 mo
Speed ⚡ Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

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